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April 2013 Archives

Understanding bankruptcy, part 1: Chapter 7

If you are facing overwhelming debt and have decided to file for bankruptcy in Michigan, there are a few things you should know. First and most importantly, you need to understand what your options are. While it is important to work with an attorney to fully understand your specific situation, we will provide you with a quick overview of the two most common types of personal bankruptcy.

Some turn to crowdfunding for help with medical debt

Being overwhelmed with medical debt is a feeling that some Michigan residents know all too well. Maybe you couldn't wait a week to see your regular doctor for a condition, so you sought emergency care, or perhaps you were diagnosed with a disease that requires extensive, ongoing treatment to ensure your well-being. Regardless of how medical debt comes about, there is no doubt that it can be difficult to pay it off.

Decreased foreclosure rate in Michigan may offer false hope

Many Ann Arbor residents know what it's like to face financial challenges. While some people are able to dig their way out, for others, that is simply impossible. When times are tough - whether due to a job loss, divorce or medical bills - it's easy to fall behind on mortgage payments. However, when an individual or family goes long enough without making payments, foreclosure can become a very real possibility.

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Marrs & Terry, PLLC
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