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Michigan man facing foreclosure says bank won't work with him

What does your home mean to you? Many Ann Arbor homeowners may agree that their homes mean much more than just a roof over their heads. Many people spent a long time picking out a house they could grow into. Maybe you built a family in your home. You watched your daughter take her first steps in the living room or helped your son finish his first science project in the kitchen. For many people, a home is a place where memories are made and traditions established -- and the thought of losing it is unbearable.

Unfortunately, one Michigan man has been threatened with foreclosure several times in recent years. He, like many others in our state, lost his job a few years ago. Since then, he has been unable to make mortgage payments. Although he says he has done everything he can, including getting roommates, he feels like he has run out of options. What makes his situation particularly frustrating, however, is that he says the bank will not work with him.

The man's mortgage is owned by Bank of American. But through his financial difficulties, he says they have been unwilling to modify his loans. He says the bank has tried to evict him several times without even attempting to work with him on finding a solution.

Sadly, many people in Ann Arbor and throughout the state of Michigan have faced foreclosure before. When a bank tells you it is going to take your home away, it can feel like there is nothing left you can do. That, however, is not always true. Attorneys who are experienced in working with foreclosure know that there are ways to fight it. Just because a lender has threatened you, doesn't mean there is no hope left.

Source: WWMT, "Homeowner protesting against Bank of America's attempted foreclosure," April 26, 2013

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