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June 2017 Archives

What the Fed's decision means for borrowers

Michigan residents who have adjustable-rate mortgages or home equity lines of credit may see their monthly payments go up. The same is true of those who have outstanding credit card balances. This is because the Federal Reserve has increased interest rates to between 1 and 1.25 percent. It is expected that the Fed will raise rates three times a year until 2019.

Credit card debt consolidation options

Michigan consumers who are struggling with credit card debt might wonder what options are available for consolidating those obligations. The first thing a person in this situation should consider is whether it is possible to pay off the debt in three to five years and if the debt is less than half the person's income.

Criminal defense and the right to a speedy trial

Being arrested can be a worrisome experience. Often, those who are placed under arrest will be unaware of their legal rights. A Michigan person facing trial on a criminal charge has a right to a speedy trial before an impartial jury. This is a guarantee based on the Sixth Amendment to the U.S. Constitution.

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