The housing market is becoming increasingly appealing to many aspiring homeowners. Now that the economy has been recovering steadily for a few years, mortgage rates are low, but new construction and buyer interest is picking up. However, the idea of buying a home...

Earlier this week, we began discussing the idea of building positive credit. We noted that a bright side of bankruptcy is that it allows you to build solid credit and a firm financial foundation after you have eliminated or restructured the burden of crushing debt....

The stigma once associated with filing for bankruptcy has faded dramatically in recent years. When the 2008 financial crisis swept America, millions of responsible and hardworking citizens were affected significantly. As a result, American society largely recognizes...