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May 2013 Archives

Choosing a Chapter 7 bankruptcy attorney

Once a Michigan resident has made the decision to file for personal bankruptcy, they may feel overwhelmed with the steps that must be taken, and unsure of where to begin. The first step is to find an attorney who will guide you through the process, and this can be far more involved than simply selecting a name from a basic web search or online directory. The decision will affect the entire Chapter 7 process, as a consumer will need to communicate with their attorney throughout the bankruptcy process.

Improper credit card debt lawsuits could affect Michigan

There are thousands of lawsuits filed each year that claim an individual has failed to keep up with their credit card payments. Many of these cases resolve quickly, with the lender and debtor coming to terms on how this credit card debt will be paid back. However, there are other cases that may have crossed the line. The outcome of an out-of-state lawsuit against J.P. Morgan may potentially affect Michigan residents, as well as many others across the country.

Michigan service members may find some foreclosure relief

Foreclosure is a process no one wants to go through. However, for many homeowners that are struggling financially, foreclosure may be making an unwelcome appearance on the horizon. For some Michigan service members and veterans, there may be some good news. It has been reported that the state has allocated some funds to assist those suffering with the prospect of foreclosure.

Chapter 7 bankruptcy filing eliminates credit card debt

For consumers, there are two kinds of bankruptcy filings. The first type that you may file in Michigan or any other federal bankruptcy district is called Chapter 7. It's sometimes referred to as the liquidation chapter or a 'straight' bankruptcy. The other kind for consumers is Chapter 13, which is known as a remedy for reorganization of debts.

Michigan man facing foreclosure says bank won't work with him

What does your home mean to you? Many Ann Arbor homeowners may agree that their homes mean much more than just a roof over their heads. Many people spent a long time picking out a house they could grow into. Maybe you built a family in your home. You watched your daughter take her first steps in the living room or helped your son finish his first science project in the kitchen. For many people, a home is a place where memories are made and traditions established -- and the thought of losing it is unbearable.

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