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Medical debt reduction strategies for Michigan residents

When a Michigan resident is sick or injured he or she may require medical care to get better. In many cases this medical care is not a choice but a necessity if that person wants to live. However, the medical debt arising from hospital care and doctor's visits can become an astronomical burden -- one that is simply impossible for many Michigan residents to pay off.

One person, for example, has carried the burden of medical debt for the last year. The woman needed to go to the emergency room during the summer of 2012. She was experiencing pain and bleeding from the symptoms of what she later found out was cervical cancer.

Even the emergency room doctors and staff did not recognize her condition that day, she did receive a bill from the hospital in the amount of $8,000 for medication and tests. The woman cried, and then she and her husband began making payments. Later, though, the couple considered contesting the bill, which they felt was overly large.

After an expert reviewed the bill, it turned out that many errors were present. For example, the woman was charged two times for a test that she only had once. She was charged almost three hundred dollars for a pregnancy test that normally costs ten dollars, and there were numerous other errors. After reviewing the bill with an expert and negotiating the bill with the hospital, the woman was able to turn her medical debt of nearly $8,000 into a bill for just $1,151. With the help of an expert, there are many effective strategies that Michigan experts can employ to reduce their medical debt.

Source: ABC News, 'Real Money': How to Save on Emergency Room Bills, Paula Faris, Sept. 25, 2013

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