Year: 2014

Many Michigan consumers may consider the protection of personal bankruptcy but are unsure which option to choose. Chapter 7 bankruptcy only applies to consumers whose disposable income level falls below a prescribed level. Chapter 7 bankruptcy usually provides debt...

Michigan consumers who want to avoid late fees and other finance charges added to their credit card must avoid late payments. In fact, it may be beneficial for consumers to be aware of all the requirements of their credit card providers. While it is common for card...

Michigan consumers may share the concerns of many about the negative effect medical debts have on their credit scores. Medical debt is mostly unanticipated, and many consumers feel that it should not be treated in the same way as other debts. The company who creates...

Consumers in Michigan who are facing overwhelming debt may be considering the protection of personal bankruptcy. They may be aware of the available options, and know that some debts may be discharged, but they could be concerned about how long this process will take...

Michigan residents are likely aware of reports about companies who prowl on struggling homeowners with false promises to save them from foreclosure. The company may advertise its services nationwide on flyers offering to assist homeowners in lowering their mortgage...

Michigan consumers who are heading toward overwhelming credit card debt may find comfort in knowing that they are not alone. Many others are in the same position, and other people sharing their stories may help those in trouble. Valuable lessons can be learned from...

It is reported that a third of American adults have unpaid medical debts that are causing financial anxiety. Michigan residents who are desperate to find a way to manage medical debt may find comfort in knowing that there are ways to go about obtaining possible...

When the loved one of a Michigan family dies, the anxiety of the family could be escalated by the complicated process of passing the property to its heirs. Family members who have had no prior business dealings with the mortgage provider may experience difficulties...

Michigan consumers may agree that most individuals face periods of financial difficulty at some stage of their lives. There are those who manage to minimize the damage by effective debt management or even selling personal assets to free up some funds. However, others...

Michigan consumers who are considering applying for credit, such as a mortgage or other loans, will likely realize the importance of a high credit score. There are various ways to improve one’s credit score, though understanding the process is essential. Going...