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January 2017 Archives

Debt collection tactics debtors should be aware of

Michigan residents may have participated in a survey that the Consumer Financial Protection Bureau released the results of in early January. The agency asked more than 10,800 people between 2014 and 2015 about their interactions with debt collectors. Roughly 2,000 people responded, and 75 percent said that debt collectors continued to contact them after they had been asked to stop. By law, they must cease contact after receiving a cease contact request in writing.

The Fair Debt Collection Practices Act protects debtors.

If you have been following our blog, you are familiar with the financial hangover that occurs in January when people confront the charges they racked up in making holiday purchases. This monetary reckoning happens in households in every income bracket, and the financial pinch is felt severely in many families. Some folks are able to reduce expenses and repay debt by limiting unnecessary purchases. For others, there is no fat in the budget to trim.

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209 E. Washington
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Jackson, MI 49201

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6553 Jackson Road
Ann Arbor, MI 48103

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