Month: June 2017

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How a dismissed bankruptcy affects credit

People in Michigan whose bankruptcies have been dismissed might wonder how this will affect their credit rating. A dismissed bankruptcy may occur either with or without prejudice. In the latter example, a bankruptcy is dismissed because of an error in the paperwork or...

What the Fed’s decision means for borrowers

Michigan residents who have adjustable-rate mortgages or home equity lines of credit may see their monthly payments go up. The same is true of those who have outstanding credit card balances. This is because the Federal Reserve has increased interest rates to between...

Credit card debt consolidation options

Michigan consumers who are struggling with credit card debt might wonder what options are available for consolidating those obligations. The first thing a person in this situation should consider is whether it is possible to pay off the debt in three to five years and...