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May 2018 Archives

How to stop foreclosure on your Ann Arbor home

If you have been unable to make mortgage payments for a while, you may be facing a home foreclosure. The prospect of losing your home can cause a lot of anxiety and stress, as well as a great deal of confusion about how to proceed legally. With so much weighing on you, it can be hard to know where to start in terms of saving your home and getting back on track.

Changes to student loan treatment in bankruptcy proposed

For many people in Michigan struggling with debt, student loans can contribute substantially to the burden that they face. However, this type of debt is set aside from other unrepayable expenses like credit card bills; unlike those debts, student loans are not dischargeable in bankruptcy. As student loan debt and defaults continue to be a major concern across the country, the Department of Education has solicited input about how student loans can be dealt with in bankruptcy in the future. Over 400 comments were submitted as part of the process.

Child support outcomes can vary greatly

The child support situation can vary greatly for people in Michigan and across the United States depending on the financial circumstances of both parents and the specific needs of a child. When people are considering divorce, child support can be a major financial factor to think about in planning for the future. In addition, many parents, especially those who were never married, deal with child support issues differently.

Good money practices rebuild credit scores after bankruptcy

Filing for bankruptcy typically represents a low point in the financial lives of people in Michigan, but the chance to clear out debts offers opportunity for the future. A bankruptcy will linger on a credit report for at least seven years and impact an individual's ability to rent apartments or obtain loans. Despite this, people can rebuild their credit scores with proper money management.

Changing gender roles can impact divorce decisions

For couples in Michigan, shifting views of gender roles can lead to stresses on a marriage. Many couples are forming marriages built on a basis of gender equality and mutual achievement in the workplace, but many others marry with presumptions about traditional gender roles. For example, they may assume that the husband will be a breadwinner and that the wife will put most of her time and energy into caring for the children and the home. Research indicates that shifts in perception around gender can undermine a marital relationship.

How joint legal custody may work for some families

When Michigan parents get a divorce, they must decide who will get custody of the children. Legal custody refers to who has the right to make major decisions about such issues in the child's life as religion, education and medical care. Parents might share legal custody even if only one has physical custody and the other has visitation rights.

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