Chapter 13

Reorganizing Debt Through Chapter 13 Bankruptcy

Chapter 13 bankruptcy is often referred to as “debt reorganization.” This is because Chapter 13 bankruptcy requires the repayment of some debts; it does not simply wipe them out the way a Chapter 7 bankruptcy does. Chapter 13 bankruptcy also provides a way to protect and retain assets.

If you wonder whether bankruptcy is the answer to your financial dilemmas, seek early advice from an experienced Ann Arbor Chapter 13 bankruptcy attorney. For nearly a decade, Marrs & Terry, PLLC, has offered individualized counsel and legal representation to thousands of clients in Chapter 7 and Chapter 13 bankruptcy. Contact our law firm online or call 734-663-0555 to learn how we can help you. We bring more than 18 years of experience to every case, and we offer in-home appointments upon request.

Offering Customized And Informed Solutions For Debt Relief

Most people thinking about filing consumer bankruptcy wonder about any alternatives that would provide similar relief without the constraints and stigma of bankruptcy. We are more than happy to discuss credit counseling and debt management as options.

We also believe we stand out among bankruptcy law firms in the way we help people strip second mortgages when faced with a home foreclosure and/or Chapter 13 bankruptcy. You may be surprised how effectively we can show you the way to debt relief through Chapter 13 bankruptcy if it is the right solution for your situation.

If you hesitate to file bankruptcy for any of the following reasons, please know that you are not alone, and that we can help you face these issues head-on:

  • You worry about whether you will be able to keep your home, your car and other assets.
  • You worry about the stigma associated with bankruptcy.
  • You worry about your credit record and rebuilding your credit after bankruptcy.
  • You wonder if Chapter 13 bankruptcy will mean that you will have no financial leeway during your repayment period, which varies from three to five years.

Our firm’s Jackson, Michigan, debt reorganization lawyers have helped many Michiganites deal with these and other concerns about bankruptcy to their satisfaction. If you are unable to pay your debts, filing Chapter 13 bankruptcy may be the most responsible, promising way to move forward beyond your financial hardship. We are well-qualified to help you with all aspects of obtaining debt relief through Chapter 13 bankruptcy.

Contact Us Today For A Fresh Start

If you have medical bills, credit card bills, consumer debt such as car loans or mortgage payments in arrears that you cannot repay, please talk to us about Chapter 13 bankruptcy. Stop creditors’ calls. Stop wage garnishment. Save your home. Contact us online or call 734-663-0555 to discuss your financial concerns.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.