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Can Student Loans Be Discharged In Michigan Bankruptcy?

Student Loans

For years, student loan debt felt like a life sentence for many borrowers. The common belief was that these loans could never be eliminated through bankruptcy. However, recent changes to federal guidelines have opened new doors for struggling borrowers. If you carry student loan debt in Ann Arbor, Jackson, Saginaw,...

Jan 6, 2026

What Department Of Education Staff Cuts Mean For Your Income-based Repayment Plan

Student Loans

As part of its initiative to downsize the federal government and reduce government spending, the Trump Administration has made significant staffing cuts to numerous federal agencies, including the U.S. Department of Education. President Trump has also proposed to eliminate the Department of Education. However, the Department of Education administers the...

Jul 2, 2025

Google Reviews

S.M. ★★★★★

Professional, compassionate team. They explained every step of the bankruptcy process and made a stressful situation manageable. I am grateful for their guidance.

J.T. ★★★★★

Straightforward advice without pressure. My attorney returned calls promptly and helped me understand my options. I would recommend Marrs & Terry to anyone facing serious debt.

E.R. ★★★★★

Knowledgeable staff and clear communication from start to finish. They handled the paperwork carefully and kept me informed. Highly recommend.

M.K. ★★★★★

Honest assessment of my case and realistic expectations. The firm treated me with respect and helped me get a fresh start. Thank you.

P.L. ★★★★★

From the first consultation I felt heard. They answered my questions patiently and walked me through Chapter 13. Excellent experience overall.

D.H. ★★★★★

Efficient, organized, and caring. They helped stop creditor calls and got my case resolved. I wish I had called sooner.

T.M. ★★★★★

Bridget has been a lifesaver through the entire process. She was always quick to get back with us either by phone or emails. She made us feel like family. Very caring and made everything easy to understand. I highly recommend these guys!

S.A. ★★★★★

We are treated like family. Bridget has been our gracious savior during the entire process and they are never done whenever we have questions or need help along the journey they are as attentive as they originally were from the start. If we ever have opportunity in the future to work with them we won’t hesitate.

C.R. ★★★★★

They were amazingly helpful and communicative. Tricia was very helpful. Bridget was a rockstar. She went through everything with me, step by step.

D.C. ★★★★★

Bridget and all the lawyers there have been absolutely great. They have helped us thru a very difficult time. We highly recommend this firm.

C.W. ★★★★★

I went to Marrs & Terry during one of the toughest parts of my life. The office staff felt like family. I was treated like a person and a priority. I cannot say enough good things about this office.

B.N. ★★★★★

Michelle is the best! Straightforward, Honest, and put me at ease from the start. I should've done this earlier, but was hesitant. Michelle has made my life manageable again. Thank you for everything.

T.T. ★★★★★

Amazing customer service from the very first call. Always willing to answer questions. Returned calls right away. Just good people. Thank you for doing such a great job!

J.H. ★★★★★

15 years ago we found ourselves severely upside down in our house, loss of income and growing debt. Marrs and Terry got us on a repayment plan and stopped collection efforts. Thanks!

J.C. ★★★★★

I am using Marrs and Terry for the 2nd time and they have made what can be extremely scary and uncomfortable processes doable. They are available to answer questions, large and small and are extremely approachable.

T.B. ★★★★★

Very professional, knowledgeable, helpful. They were there when I needed. Walked me through and explained everything as we went along. Would highly recommend for all your attorney needs.

M.W. ★★★★★

The best! Educated, kind, professional office. You can’t go wrong with them. You will get excellent service with this firm.

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